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Payment Methods

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.

 
Features

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

Dwolla Dashboard
Access and manage your payments data through our user-friendly interface.

Mass Pay
Send multiple bank transfers with a single API request.

Drop-In Components
Complete a payment integration more quickly using pre-built components.

Webhooks
Real-time notifications.

Correlation IDs
Tracking transactions and reconciling bank records.

Addenda Records
Additional transaction information, like a note or memo.

Security

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Tokenization
Digital interactions result in unique identifiers.

Bank Verification
Smoother, safer, more efficient transactions.

Secure Exchange Solution
Securely exchange data with trusted partners.

Benefits

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

SOLUTIONS

Balance
A digital wallet solution 

Connect
Direct bank connections 

Enterprise
High-transacting payment automation

 

 
INDUSTRIES

Insurance
Modernize outdated insurance payments

Real Estate
Revolutionize your real estate payments

Lending
Accelerate your lending operations

Healthcare
Elevate your healthcare payments

Manufacturing
Transform your manufacturing payments

USE CASES

B2B Payments
Streamline your business payments

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

Powering the Future of Fintech

Dwolla Balance simplifies multi-vendor payment management, speeds up processing and helps you navigate compliance with ease.
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Pain Points Dwolla Balance Solves

1
Complex Pay by Bank Payments
Simplify your payment operations with a single, unified solution.
2
Slow Processing Times
Accelerate payment processing with automated ACH and real-time payment processing.
3
Compliance Headaches
Rely on our subject matter expertise to help you navigate the complex regulatory landscape.
4
Limited Support

Benefit from our dedicated payments experts, who are available to assist you throughout your payments journey.

“Our return on investment was almost immediate. We were able to get up and running in no time with Dwolla’s straightforward API. Dwolla’s flexible options such as same day ACH gave us the flexibility our customers demanded.” 
TransportationCEO

Dwolla Balance Features

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Digital Wallet

Empower your customers and your business with a secure and convenient digital wallet. Allow your customers to store funds and make payments, all from a single, user-friendly interface.

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Instant Payments
Revolutionize your payment processes with real-time payment processing. Reduce processing times, improve cash flow and enhance the overall customer experience.
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Single API

Simplify your integration process with our unified API. Access a wide range of payment functionalities and open banking tools through a single solution. This streamlined approach helps reduce development and maintenance time and effort, allowing you to focus on your core business.

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Open Banking

Leverage the power of open banking to enhance your payment capabilities. Access a wider range of financial data and services, enabling you to offer innovative products to your customers.

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Mass Payments

Eliminate manual tasks, improve payment traceability and save time and money. Streamline your high-volume payment processes by using mass payments to automate ACH transfers for up to 5,000 payments with a single debit. 

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Drop-In Components
Quickly and easily incorporate payment functionality into your application without extensive coding. Accelerate your payment integration process with pre-built UI elements for tasks like document upload, balance display and beneficial owner creation. 

Experience the Dwolla Difference

At Dwolla, we're committed to providing exceptional customer support throughout your entire journey. Our dedicated team of pay by bank and open banking experts is available to assist you with:

  • Comprehensive Developer Resources: Access our extensive developer documentation, code samples and API references to streamline integration and troubleshooting. 
  • Dedicated Implementation Support: Our experienced implementation team will guide you through onboarding, helping you create a smooth and efficient setup.
  • Ongoing Support: Find answers to your questions in our extensive collection of support articles. Still need help? Our knowledgeable support team is ready to assist!
  • Personalized Assistance: Benefit from personalized support tailored to your specific needs.
With our dedicated support, you can focus on growing your business while we handle the complexities of pay by bank payments.

Automate your payments in as little as ten days.

Dwolla's full-service approach replaces legacy payments technology with a single solution, improving security, data visibility and the customer experience.

 

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