What is a mass payouts API?

A mass payouts API lets platforms send hundreds or thousands of individual ACH payments in a single API call. Instead of initiating each payment separately, you submit a batch and the infrastructure handles routing, status tracking, and exception management for every payment in the group.

How many payments can you send in a single batch?

Dwolla Mass Pay supports sending up to 5,000 payments in a single API call. Each payment in the batch is tracked individually with its own status updates and webhook notifications, giving you full visibility into every disbursement.

What types of businesses use mass payouts?

Marketplaces paying sellers, platforms disbursing to contractors, payroll services distributing wages, insurance companies sending claims payments, and property management firms paying vendors all use mass payouts to reduce the manual effort of individual payment initiation.

Mass Payouts API for Bulk ACH Payments

The Benefits of Mass Pay

Overwhelmed by high-volume payments? Dwolla's mass pay feature simplifies payments with ACH payment automation. Eliminate manual tasks like processing checks and initiate up to 5,000 secure ACH transfers and instant transfers in minutes using our single API. This means real-time payment processing that saves you time and money with a single debit for the entire batch.

Save Time

Program up to 5,000 mass payouts in minutes. How long would it take to write 1,000 checks?

Scale Gracefully

As transaction volumes increase, your process for making 500 or 5,000 payments stays the same.

Decrease Operational Costs

Send a mass payment through Dwolla’s single API and only incur one debit to fund the entire batch of payments, saving on fees.

Improve Payment Traceability

Easily view the ID, status and total amount of each transaction within a mass payment through the API or directly in the Dashboard.

“Our business transactions have seen tremendous growth monthly and quarterly and I want to say that the ease of making payments remains the same with Dwolla, which is what we like to see. It takes the same amount of effort to make a payment to one person or 1,000 people."

InvestmentsChief Operations Officer

PAY BY BANK

FEATURES

SOLUTIONS

USE CASES

INDUSTRIES

Send Multiple Bank Transfers

The Benefits of Mass Pay

Mass Pay in the Dwolla Dashboard

Automate your payments in as little as ten days.