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PAY BY BANK

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.

 
FEATURES

Unified API
Fast transactions integrated with open banking all in one platform.

Automated Payments
Modernize your payments with pay by bank automation.

Mass Pay
Send multiple bank transfers with a single API request.

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

 

 

Data Visibility
Access and manage your payments data through our user-friendly dashboard.

Security
Dwolla's platform is monitored 24/7/365 using a combination of internal and external tools and services.

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

SOLUTIONS

Balance
A digital wallet solution 

Connect
Direct bank connections 

Enterprise
High-transacting payment automation

 

 
INDUSTRIES

Insurance
Modernize outdated insurance payments

Real Estate
Revolutionize your real estate payments

Lending
Accelerate your lending operations

Healthcare
Elevate your healthcare payments

Manufacturing
Transform your manufacturing payments

USE CASES

B2B Payments
Streamline your business payments

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

Digital Wallet Functionality With Dwolla

Initiate faster transactions and provide a convenient option to your Verified Customers by utilizing Dwolla to hold funds.
Digital-wallet

The Benefits of Dwolla's Digital Wallet

Use Dwolla as a way of enhancing your application without building anything from scratch. Your customers can send or collect payments, whether that’s from hundreds of accounts or between two users and easily report on the activity.

Instant Payments Between Wallets
Funds sent between user account balances within the Dwolla Network are transferred instantly.
Brand Control
Manage the user experience and customize how the balance is displayed within your application to match your branding.
Prebuilt Functionality
Speed up your integration with a payments infrastructure that comes with built-in, wallet-like functionality.
Extended Features
Initiate a payment from Dwolla to your user’s bank account and give them convenient access to their funds.
“Our return on investment was almost immediate. We were able to get up and running in no time with Dwolla’s straightforward API. Dwolla’s flexible options such as same day ACH gave us the flexibility our customers demanded.” 
TransportationCEO

How Dwolla's Digital Wallet Works

Dwolla's digital wallet-based solution allows users to hold funds and initiate payments. It functions as a stored-value account, enabling various funds flow models such as:

  • Sending funds (payouts)
  • Receiving funds (pay-ins)
  • Facilitating transfers between users
  • Facilitating transfers between a user's payment accounts (Me-to-Me)

The digital wallet connects businesses to the U.S. banking infrastructure through Dwolla's established relationships with financial institution partners. This allows for seamless account-to-account payments within a web or mobile application.

Learn more about the digital wallet in our developer documentation.

Automate your payments in as little as ten days.

Dwolla's full-service approach replaces legacy payments technology with a single solution, improving security, data visibility and the customer experience.

 

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