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Payment Methods

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.

 
Features

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

Dwolla Dashboard
Access and manage your payments data through our user-friendly interface.

Mass Pay
Send multiple bank transfers with a single API request.

Drop-In Components
Complete a payment integration more quickly using pre-built components.

Webhooks
Real-time notifications.

Correlation IDs
Tracking transactions and reconciling bank records.

Addenda Records
Additional transaction information, like a note or memo.

Security

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Tokenization
Digital interactions result in unique identifiers.

Bank Verification
Smoother, safer, more efficient transactions.

Secure Exchange Solution
Securely exchange data with trusted partners.

Benefits

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

INDUSTRIES

Insurance
Modernize outdated insurance payments

Real Estate
Revolutionize your real estate payments

Lending
Accelerate your lending operations

Healthcare
Elevate your healthcare payments

Manufacturing
Transform your manufacturing payments

 

 
USE CASES

B2B Payments
Streamline your business payments

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

Securing a Payment API

At Dwolla, security is at the forefront of everything we do.

Shielded From the Adversaries

We understand that trust is paramount in the financial industry, so we've implemented sophisticated security practices to help safeguard your data and give you peace of mind. Dwolla maintains a SOC 2 type 2 report focused on the Security trust principle and our Information Security (InfoSec) team is dedicated to protecting our data from potential adversaries using a defensive strategy against prospective threats. We believe security work is never done, so we are always striving to improve our practices.

Our commitment to security is built on a multi-layered approach that encompasses our technology, our people and our culture.

1
Ongoing Education
All Dwolla employees are required to complete annual Information Security and Privacy training, and our Engineering and InfoSec teams also receive advanced Information Security training.
2
Community Conscious
Dwolla uses tokenization to decrease the value of financial transaction messages, as sensitive information is replaced with a token and unique identifiers.
3
Endpoint Security
Dwolla secures all devices with access to its resources by monitoring them with known-good configurations and multiple security agents.
4
Continuous Monitoring
Dwolla's platform is monitored 24/7/365 using a combination of internal and external tools and services. This includes monitoring Dwolla Platform API endpoints, infrastructure, service and event monitoring.
5
Border Protection
Dwolla uses a combination of AWS virtual private clouds (VPCs) and an Enterprise partnership with Cloudflare to provide a secure and highly available platform edge.
6
Vulnerability Management
Dwolla performs penetration tests on a bi-annual basis and maintains relationships with multiple external providers of security assessment services. 
For a deeper dive into our comprehensive security measures, please visit our dedicated security website.
 “At Dwolla, we are continuously testing because we should know adversarial techniques. Our Information Security Program focuses on the latest technologies and understanding how they are being exploited.”
Skyler NesheimDwolla’s Chief Technology Officer and Chief Information Security Officer
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