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PAY BY BANK

Instant Payments
Send funds instantly via the RTP® Network and FedNow® Service.

Same Day ACH
Move money faster with same-day bank transfers.

Standard ACH
Reliable, low-cost bank transfers at standard processing times.

 

 

 
FEATURES

Unified API
One integration across ACH and real-time rails — less to build, less to maintain.

Automated Payments
Reduce manual workflows and exceptions with automated bank transfers.

Mass Pay
Disburse to thousands of recipients with a single API request.

Open Banking Services
Verify accounts instantly, check balances, and reduce fraud exposure.

Digital Wallet
Hold funds on-platform to initiate faster, more flexible transfers.

 

 

Data Visibility
Track, reconcile, and report on payment activity across all rails.

Security
Tokenization, bank verification, and 24/7 monitoring for high-stakes money movement.

Integration
Go live faster with robust developer docs and a dedicated integration team.

Sandbox Environment
Test payment flows and edge cases before you go live.

Dedicated Support
Expert support from onboarding through scale — real people when it matters.

SOLUTIONS

Enterprise
Hold and move funds with an embedded digital wallet.

Balance
Hold and move funds with an embedded digital wallet.

Connect
Integrate Dwolla with your existing banking relationship.

 
USE CASES

B2B Payments
Move large payment volumes with clean reconciliation and fewer exceptions.

Marketplaces
Pay out sellers and vendors reliably at scale.

Property Management
Automate rent, deposits, refunds, and owner payouts.

Unload/Load Digital Wallet
Move funds on and off your platform with a single integration.

Payouts
Pay out funds quickly and securely

AP/AR Payments
Reduce manual AP/AR workflows and reconciliation overhead.

Buy Now, Pay Later (BNPL)
Support installment disbursements and repayments with standardized exception handling.

INDUSTRIES

Insurance
Automate reimbursements and disbursements with traceable, predictable outcomes.

Real Estate
Move high-stakes funds with the operational clarity and fraud controls real estate demands.

Lending
Standardize disbursements and repayments across ACH and real-time rails.

Healthcare
Modernize bank transfers for billing, claims, and provider payouts.

Manufacturing
Move supplier and vendor payments with less manual overhead and better visibility.

Modern Real Estate Payment Infrastructure

Elevate your vendor and supplier relationships by replacing legacy technology and outdated payment systems with Dwolla's faster, more secure alternatives.
Real estate
BEFORE DIGITIZATION

Industry Payment Challenges

The real estate industry grapples with inefficient payment processes that impact business relationships and bottom lines.

Legacy Technology Hurdles
  • Outdated payment systems and manual processes slow down transactions
  • Increased likelihood of human error
  • Significant time and money wasted on inefficient processes
Risking Vendor and Supplier Relationships
  • Legacy infrastructure hinders the ability to maintain and grow key business relationships
  • Slow, unreliable payments create friction with partners
  • Delayed payments can impact supply chains and transaction processing speeds
Payment Security Concerns
  • Large property values, quick turnaround times, and multiple stakeholders must be considered
  • Risks of costly fraud incidents and security breaches
  • Potential for reputational damage and erosion of trust between involved parties

Success Story: Real Estate Platform Fights Fraud with ACH

Using ACH payments through Dwolla, this innovative platform successfully facilitates over 120,000 earnest money deposits for homeowners and agents—with zero fraud.

AFTER DIGITIZATION

Dwolla: Your Modern Payments Partner

Modernize your real estate payment operations with Dwolla's enhanced payment services.

Accelerated Payments, Reduced Costs
  • Replace checks and legacy systems with simplified A2A payments, including instant options
  • Access all banks and A2A payment methods through a single API
  • Automate and digitize payments for improved cash flow and predictability
  • Gain real-time visibility into payment data for easier tracking and reporting
Enhanced Vendor and Supplier Relationships
Fortified Payment Security
  • Use tokenization to protect sensitive data during transmission
  • Minimize the risk of unauthorized data interception
  • Reduce human error through automated processes, limiting exposure of sensitive information

Predictable payment outcomes at scale.

From first call to go-live, guided implementation, not guesswork. Talk to a payments expert and see how Dwolla fits your stack.

Customer Proof

Real Estate Platform Achieves Zero Fraud with ACH — eliminated wire transfer risk See all stories →

Customer Proof

Faster Payments, Faster Closings — accelerated real estate transactions See all stories →