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PAY BY BANK

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.

 
FEATURES

Unified API
Fast transactions integrated with open banking all in one platform.

Automated Payments
Modernize your payments with pay by bank automation.

Mass Pay
Send multiple bank transfers with a single API request.

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

 

 

Data Visibility
Access and manage your payments data through our user-friendly dashboard.

Security
Dwolla's platform is monitored 24/7/365 using a combination of internal and external tools and services.

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

SOLUTIONS

Balance
A digital wallet solution 

Connect
Direct bank connections 

Enterprise
High-transacting payment automation

 

 
INDUSTRIES

Insurance
Modernize outdated insurance payments

Real Estate
Revolutionize your real estate payments

Lending
Accelerate your lending operations

Healthcare
Elevate your healthcare payments

Manufacturing
Transform your manufacturing payments

USE CASES

B2B Payments
Streamline your business payments

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

Accelerate Your Lending Operations

Dwolla empowers lenders to streamline operations, enhance security, and elevate the borrower experience by replacing outdated systems with cutting-edge payment technology.
Fintech-Payment-Solution-1
BEFORE DIGITAL TRANSFORMATION

Industry Payment Challenges

Lenders face a trifecta of challenges in today's rapidly evolving financial landscape:

Evolving Borrower Expectations
  • Manual processes and outdated payment methods hinder borrower acquisition and retention
  • Meeting modern borrower experience standards becomes increasingly difficult
Payment Security Concerns
  • Risks of costly fraud incidents and security breaches loom large
  • Potential for reputational damage and erosion of borrower trust
Operational Inefficiencies
  • Piecemeal digitization leads to standalone systems and integration hurdles
  • Integrating payments with other business software becomes difficult, if not impossible
AFTER DIGITAL TRANSFORMATION

Dwolla: Your Modern Payments Partner

Revolutionize your lending operations with Dwolla's comprehensive payment technology.

Enhanced Borrower Experience
  • Control and customize the borrower journey with our single API solution
  • Differentiate your service to stand out in a crowded market, boosting borrower acquisition and retention
  • Streamline processes with faster payment methods and automation
  • Gain end-to-end payment visibility and automatic reconciliation
Fortified Payment Security
  • Leverage tokenization to safeguard sensitive data during transmission
  • Minimize the risk of unauthorized data interception
  • Reduce human error through automated processes, limiting exposure of sensitive borrower data 
Accelerated, Efficient Payment Processing
  • Replace time-consuming manual processes with automated A2A payments
  • Improve cash flow and increase loan repayment predictability
  • Seamlessly connect with your existing business systems (accounting software, ERP, etc.)
  • Automate reconciliation and receive real-time payment status updates

Success Story: Innovative Fintech Builds Credit and Trust

Leveraging Dwolla’s API enabled this fintech to accelerate money movement and streamline credit reporting reconciliations, helping customers build credit faster and more efficiently.

Ready to Transform Your Lending Operations?

Don't let outdated systems hold your lending business back. Embrace the future of financial technology with Dwolla.
  • Enhance borrower satisfaction and loyalty
  • Strengthen security measures
  • Accelerate payment processing and improve operational efficiency