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Payment Methods

Standard ACH
Standard processing times.

Same Day ACH
Expedite your payments.

Instant Payments
Transfers in near real-time.

 
Features

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

Dwolla Dashboard
Access and manage your payments data through our user-friendly interface.

Mass Pay
Send multiple bank transfers with a single API request.

Drop-In Components
Complete a payment integration more quickly using pre-built components.

Webhooks
Real-time notifications.

Correlation IDs
Tracking transactions and reconciling bank records.

Addenda Records
Additional transaction information, like a note or memo.

Security

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Tokenization
Digital interactions result in unique identifiers.

Bank Verification
Smoother, safer, more efficient transactions.

Secure Exchange Solution
Securely exchange data with trusted partners.

Benefits

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey.

Accelerate Your Lending Operations

Dwolla empowers lenders to streamline operations, enhance security, and elevate the borrower experience by replacing outdated systems with cutting-edge payment technology.
A person working on a computer, a person making a payment on a mobile device, 2 people review documents.
BEFORE DIGITAL TRANSFORMATION

Industry Payment Challenges

Lenders face a trifecta of challenges in today's rapidly evolving financial landscape:

Evolving Borrower Expectations
  • Manual processes and outdated payment methods hinder borrower acquisition and retention
  • Meeting modern borrower experience standards becomes increasingly difficult
Payment Security Concerns
  • Risks of costly fraud incidents and security breaches loom large
  • Potential for reputational damage and erosion of borrower trust
Operational Inefficiencies
  • Piecemeal digitization leads to standalone systems and integration hurdles
  • Integrating payments with other business software becomes difficult, if not impossible
AFTER DIGITAL TRANSFORMATION

Dwolla: Your Modern Payments Partner

Revolutionize your lending operations with Dwolla's comprehensive payment technology.

Enhanced Borrower Experience
  • Control and customize the borrower journey with our single API solution
  • Differentiate your service to stand out in a crowded market, boosting borrower acquisition and retention
  • Streamline processes with faster payment methods and automation
  • Gain end-to-end payment visibility and automatic reconciliation
Fortified Payment Security
  • Leverage tokenization to safeguard sensitive data during transmission
  • Minimize the risk of unauthorized data interception
  • Reduce human error through automated processes, limiting exposure of sensitive borrower data 
Accelerated, Efficient Payment Processing
  • Replace time-consuming manual processes with automated A2A payments
  • Improve cash flow and increase loan repayment predictability
  • Seamlessly connect with your existing business systems (accounting software, ERP, etc.)
  • Automate reconciliation and receive real-time payment status updates

Success Story: Innovative Fintech Builds Credit and Trust

Leveraging Dwolla’s API enabled this fintech to accelerate money movement and streamline credit reporting reconciliations, helping customers build credit faster and more efficiently.

Ready to Transform Your Lending Operations?

Don't let outdated systems hold your lending business back. Embrace the future of financial technology with Dwolla.
  • Enhance borrower satisfaction and loyalty
  • Strengthen security measures
  • Accelerate payment processing and improve operational efficiency